Public Adjusters for Homeowners Flood Damage
Once you experience flood damage, you may be overwhelmed with a rush of outside opinions on how to best handle your insurance claim. Our public adjusters are there to allow you to take a step back and make an educated decision.
Are you prepared for the unexpected? Regardless of location or proximity to a floodplain, many homeowners can experience a flood loss. When it comes to flood insurance and flood risk, most people may not realize that it has to be purchased as a separate policy from their homeowners insurance.
What does flood insurance cover? It is different than regular property insurance policies and, because flooding results in damage to multiple homes, the volume of claims can lead to a complicated and stalled insurance claim process with your insurance company. By working with our public adjusters, though, there is no need to wade through any of that. We work with you as partners and advocates to assess, evaluate, and document your damage, and negotiate a maximum claim recovery that will get you the optimum amount you are owed.
What To Focus On After Flood Damage
How much do I really need to know?
How much of my time will this take?
How can I minimize the emotional toll on my family?
How can I minimize the effect on my work/career?
How large of an advance should I expect?
Is there anyone on my side?
How much time over the next several months will you need to put aside to handle your claim properly? How will all those hours affect your family? Your job?
What is the emotional investment that you will need to commit to the process?
Can you get paid for your time?
Are you entitled to an advance from the insurance company? What is reasonable?
What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.
How Our Public Adjusters Help You
- Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
- Strategy Valuing, documenting, and substantiating every detail.
- Communication Keeping you informed every step of the way.
- Negotiation Negotiating on your behalf with your insurance company.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Homeowners Our Public Adjusters Have Helped
Client References & Testimonials
- 11805 Mayfield Association
- 13030 Moorpark Homeowners Association
- 1st Choice Pallets
- 3 Day Suit Brokers
- 3-G Video Cassette Corp.
- 3rd Millenium Inc
- 4230 Stansbury Association
- 4455 Hazeltine Homeowners Association
- 49 Square
- 4D Development
- 610 S. Broadway Associates
- 714 Market Street Building
- 7700 Place Apartments
- 945 Elliott
- A & F Engine
- A B I / Accordia of California Insurance
- A Pawn Shop
- A&H Management
- A-1 Embroidery
- A-1 Performance
- A. Morgan Maree, JR. & Associates
- A1 Vacuum Cleaner
- AAA Plating
- Aaron & Deanne Rafferty
You and your staff were extremely sympathetic and very professional in the way our claim was handled. We know there is no way that we could have received anywhere near as much compensation from the insurance company as what you were able to get for us. You got us more than we ever expected. One of the best things you did for us was taking over and doing all the negotiations. As you know, we met the adjuster from the insurance company the day after the fire and never spoke to him again as you handled everything.Joe & Evelyn Schorr
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