In 1985, 13 of the industry's leading Public Adjusting firms joined forces with one goal: to provide our clients with an unsurpassed level of expertise in preparing and settling property damage insurance claims.
Since then we have been successfully assisting policyholders in navigating property and business interruption claims.
References on our reference list.
States that we have adjusters licensed that requires licensing.
Who We Help
We show up when you need it most. If you experience sudden destruction to your home or business property, our team of professional Public Adjusters are there to protect you as you protect your family or business. As your independent resource and partner, we properly manage and prove your insurance claim, approaching the process from a position of unmatched expertise, resources, and strength to get the optimum amount for you to recover.
If you are a business owner, homeowner, or organization that has just experienced property damage from a disaster, it is important to take a step back and realize your options for recovery. Listed below are some common questions about us if you are considering our services.
My insurance claim is underway and I received an offer from my insurance company but I?m worried that the settlement amount is too low. Is it too late to hire a public adjuster?
It's not too late to hire a public adjuster. It's common for homeowners and business owners to try to handle property damage claims on their own, especially if it's the first time they've incurred such damages. By hiring a public adjuster, though, you have a property insurance expert on your side with the experience needed to get you the optimum amount for your settlement so you can fully recover.
My property damage claim was settled with my insurance company and I received check. However, now I am having more issues resulting from the initial damages. Is it too late to hire a public adjuster now?
It is not too late. Oftentimes there are supplemental damage claims that can be filed for things such as undiscovered water damage, or damage behind walls once reconstruction starts. Ideally, having a public adjuster on board early will help to identify these common problem areas and adjust the claim accordingly. The only condition to this is when the policyholder signs a release, thereby letting the insurance carrier off the hook for additional payment on the particular claim.
Despite my loss, I need to maintain my business. How can a public adjuster help me with this?
That's one of the most important advantages of hiring a public adjuster: to allow you to get on with business while someone else handles the evaluating, documenting, and negotiating with the insurance company for your claim. You are good at your business: selling, managing, and maintaining great customer service. Likewise, our public adjusters are experts in handling insurance claims. As claims can take several months to settle if not longer, we help you to recover your financial loss and mitigate the impact on your business.
My insurance company has an adjuster who is assigned to my claim, why can't I just use him or her to help settle my claim?
There is one key difference between a public adjuster and the adjuster provided by an insurance company. A public adjuster works on behalf of the policyholder to settle a claim for the maximum amount possible, while the insurance company?s adjuster works on behalf of the insurance company to look out for the company?s best interests.
As a policyholder, it is your duty to prove to your insurance company the money that you are owed. By hiring a public adjuster, you will have a professional working on your behalf through every step of the process.
I already have an insurance agent. Why do I need a public adjuster?
Insurance agents sell insurance. They do not adjust claims. After you suffer from property damage, you will need to notify your agent and then submit a detailed claim. From there, your insurance company will send a trained insurance adjuster to adjust the loss from the insurance company?s perspective. Their adjuster is there to represent the interests of the insurance company. Hiring your own public adjuster, someone who is on your side to level the playing field, is your right and to your benefit. Adjusters International works only for you. As a public adjusting firm, we are an advocate looking out for your interests.
Where can I get more information on public adjusters?
Visit the National Association of Public Insurance Adjusters online - www.napia.com - or learn more about our public adjusters here.
Memberships & Affiliations
If you’re suffering from a commercial property damage claim, we can help!