Public Adjusters for Homeowners Fire Damage Property Insurance Claim
You just suffered serious fire damage to your home, and you are wondering what to do next. You call your insurance company and wait for an adjuster to come out hoping they will have your best interests at heart. After all, they accepted your premium for years in a very nice way. Now you expect that they will “do the right thing.”
You will soon discover that you’ve moved from the asset side of your insurance company’s ledger (you paying your premiums on time) to the liability side of their ledger (they need to pay you for your damages). Often, the money they owe you now will far exceed any premium payment you paid or would pay in the future.
Knowing everything you possibly can about the “fine print” of your insurance policy before you have any substantive dialogue with your insurer is an absolute necessity. Know what you are covered for and how to claim it. What you say to your insurance company’s adjuster and how you say it can make a dramatic difference in how much you get paid. The more you know, the better the results.
I want you to know that I’m a typical American home-owner, never had a loss in over 50 years of premium paying, and what a terrific blessing it was to hook up with your organization! Helpless in despair, really not thinking clearly, AIPNW came my way and I resisted contracting with your firm for a time, believing I could go “head to head” with a huge insurance cartel…silly, unarmed guy! Please, use my recommendation to encourage the haughty to consider how truly “David versus Goliath” the claim settlement process is. In such possibly nasty negotiations, the endless cataloguing of every item I owned, how could I have thought I could do it better than you people who take a modest slice to accomplish so much for the ill-equipped?
We ensure that you are treated fairly by the insurance company and secure the best settlement possible to meet your needs and goals.
Why Adjusters International Pacific Northwest
- We allow you to focus on your family and your job – letting us focus on your insurance claim.
- As the oldest and largest public adjusting firm in the Pacific Northwest, we have managed more fire insurance claims than any other firm.
- With more local offices than any other firm, our team is onsite immediately to handle the situation.
- We break down the roadblocks set up by the insurance company and negotiate a settlement that is often multiple times greater than the initial offer.
- Our public adjusters, construction estimators, and contents specialists are disaster recovery experts that thoroughly review your insurance policy and catalog and evaluate all damaged and destroyed property to create a claim that enables us to negotiate an optimal settlement.
- Our team is with you from your first call to our office through the rebuilding process. We are with you when you take your first steps into your new home.
- We use integrated Matterport 3D technology used in virtual tours to help document the damage.
- We arrange for and manage the clean-up process.
- Our teams are highly educated in local zoning laws and labor and materials costs to produce accurate claim estimates.
- You and your family are our top priority. We are always available to answer your questions.
- We will be there when you step foot into your new home.
What to Focus on After a Fire
Before engaging your insurance company, consider the following questions:
- How can I minimize the toll on my family?
- Does homeowners insurance cover fire?
- Do I know how to deal with an insurance adjuster after a house fire?
- What is the difference between a public adjuster and a building contractor’s damage evaluation?
- Who are all the stakeholders in the property insurance claims process?
- How is the actual cash value of my home determined?
- Am I going to rebuild or relocate?
- How can the insurance adjuster represent both me and the insurance company?
The Difference We Make
We work exclusively working for you, not the insurance company. Our public adjusters have managed and negotiated thousands of claims for nearly every type of disaster, securing the best settlement possible for your recovery. Local in our approach, we have an unmatched network of expert resources to efficiently mobilize and be at your side when you need us.