Public Adjusters for Commercial Flood Damage
As the National Weather Service confirms, flooding is a nationwide threat applicable and responsible for $3.5 billion per year in total flood insurance claims. Is your business prepared?
Flooding is unique from other perils because it is not typically covered in your commercial property insurance policy. This means you may have to obtain special coverage with your insurer or work with policies made available through the National Flood Insurance Program, which has its own set of rules. Also, water damage from a flood is an expansive topic that deserves thorough assessment to determine the immediate and the potential property damage, so your business will not suffer any further.
Post-disaster, this could leave you vulnerable to complex policy conditions and oversights that can stall the recovery process, and result in an inadequate flood claim. Running a business and managing a claim can be two full-time jobs. Our public adjusters lift the burden by handling your flood insurance claim. We work on your behalf with all other parties involved. We provide you with the expertise to prepare and support a detailed claim in order to attain the optimum settlement for you.
What To Focus On After Flood Damage
What is my agent/broker’s role?
The insurance company hired a construction estimator. What do I need to know?
Wind Damage vs. Storm Surge vs. Flood. What is covered?
Why is a claim strategy so important?
Am I impacted by coinsurance?
Is a moisture survey necessary?
How Our Public Adjusters Help You
- Evaluate Fully reviewing your insurance coverage.
- Strategy Developing a claim management strategy.
- Compliance Determining policy compliance issues.
- Valuations Completing detailed valuations of building, equipment and inventory losses.
- Interruption Formulating business interruption models.
- Itemization Presenting and supporting an itemized claim package to your insurer.
- Negotiation Negotiating on your behalf with your insurance company.
- Communication Keeping you informed every step of the way.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Industries Our Public Adjusters Have Helped
Client References & Testimonials
- Athan Corporation
- California Professional Firefighters
- Connolly's Furniture
- D.R. Stephens & Company
- Damoka, USA
- Davis Children's Wear
- ECS Refining
- Festival of the Arts
- Firestar Productions
- Howick Properties LLC
- Meyer Floor Covering
- Mike's Stereo & Camera
- Nancy's Beauty Warehouse
- Old City Hall
- Pearce and Associates
- R&R Horn Construction
- The Rapport Company
- Rigatti Italian Suits
- Sun Hospitality Inc.
- Superior Moulding
- Tanner Chapel AME Church
- Tousi Rugs
- UTAP Printing Company
- World Auto Parts
...We lost 30 units at a brand new 237 unit apartment building two days before it was scheduled to open. It was a devastating setback…Thanks to your expert handling of our insurance claim, we were able to recover almost three times the amount our insurance company originally offered. You and your team were always there advocating on our behalf and navigating the claim through the numerous coverage issues. Your wealth of knowledge was invaluable in helping us get back on our feet. Without your involvement, we would not have recovered as much of our losses as we were with your assistance. Your company’s fee was well-spent on our part and well-earned on yours.Howick Properties, LLC
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