Rather than you, the policyholder, getting engulfed in a frustrating insurance claim process, our public adjusters are deeply experienced in the handling of wildfire claims, and lift the burden of managing your claim to get you the maximum amount to recover.
In the rush following wildfire damage, it is in your best interest to take a step back as the policyholder to consider the best options available for a faster recovery.
The damage caused to your property by a wildfire can involve more than flames and smoke. What about water damage, if that was the method to quell the wildfire? Was your home completely or partially burned? Do you know in detail what your homeowners insurance policy covers before you file a claim with your insurance company?
As public adjusters independent from your insurance company, we offer the highest standard of experience in the insurance claim process for natural disasters, such as wildfires. We are aligned only with your interests, and will be there to walk you through your insurance policy and the claim process. We evaluate, document, and negotiate your claim for the maximum amount.
Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
How can I minimize the emotional toll on my family?
How large of an advance should I expect?
How has my insurance company handled past wildfires?
What is demand surge? Will my insurance cover it?
How can the adjuster represent both me and the insurance company?
Can my agent/broker really help me or not?
Why is a claim strategy so important?
Successful evaluation of damages hinges upon a well-coordinated effort between estimators, inventory specialists, and consultants. Do you have the right experts lined up? Should you trust the insurance company’s cadre of experts?
Has the public adjuster you are considering hiring handled other wildfire losses? How many? What can he/she tell you?
Is the scope of this disaster large enough that political and grass roots pressure will have an impact?
How long am I really going to be out of my house?
My adjuster says I have to use my advance to buy furniture for the rental home. But the rooms are different sizes and I don’t know what my color scheme will be and I am under so much stress right now. Do I have to? Why can’t I just rent the stuff?
What about mold caused by the water damage? Is that damage covered?
How much of my time will this take?
Property Damage Losses Homeowners Claims Recovery Process
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Your team was fabulous when it came to the details relating to the rebuilding the structure and accounting for a settlement from our insurance company. Your team is not only professional but also held our hand throughout the process. Each member of your team was meticulous when it came to the details. You were even able to get us reimbursed for the cost of the items required to meet the standard building codes. Not only were you on top of things, but you were able to negotiate us a settlement almost double what the insurance company had originally offered us.
Herb Gatewood, President / Fontanelle HOA
The loss of our home was a devastating experience, financially and emotionally. It did not take us long to realize that we did not have the time and energy to begin rebuilding our lives, deal with the insurance company and their requirements, and still continue to work at our jobs and lead a life that had some pleasure in it. Furthermore, we also realized that we did not have the experience to formulate the inventory list, establish the value of the home we lost and maximize our insurance benefits. It was very obvious that this would be the largest financial transaction of our lives. From our initial contact with Greenspan Adjusters International to our final dealings last week we have had the pleasure of dealing with consummate professionals…The entire staff was always responsive to our needs and the results are far more wonderful than we had even dreamed. If we had not dealt with Greenspan Adjusters International, we are certain that we would have settled for a great deal less and the consequence would have been that the rest of our lives would have been compromised.
The Chew Family
Steven R. Chew, D.D.S., Leslie S. Chew, Steven Chew & Robert Chew - Residential Firestorm Client
During today’s discussion, we will explore the important areas of risk management and property insurance that must be addressed, to be prepared for the destruction that can be caused by future wildfires