Adjusting-Today-3045-coverThe 45th edition of Adjusting Today is now off the press! This issue contains in-depth articles on two separate clauses and endorsements that have been the source of frequent litigation. "Vacancy/Occupancy Clauses in Property Insurance — An Often Overlooked but Significant Limitation" headlines this latest edition. Here insurance claims professional Robert J. Prahl, CPCU, discusses the important aspects of this property insurance clause, including how insurers and courts have viewed the terms vacant and unoccupied. In the second article, "Protective Safeguards Endorsements — Issues and Implications," Prahl examines the implications of this endorsement, what happens when a loss occurs, and how the courts have viewed these endorsements.

In 1989, Adjusting Today was introduced as a public service from Adjusters International. As we mark our 25th anniversary, readers continue to acknowledge the valuable role Adjusting Today plays in helping them understand and stay current with critical issues affecting property damage and business interruption claims. This popular publication is offered in hard copy or PDF format and insurance professionals, business owners and anyone interested in staying current in the ever-changing insurance industry can subscribe now.