Along with the frustration and stress you may be feeling, you will now have to file a claim. We understand it may be the furthest thing from your mind, but it is the next step you must take. The insurance company will bring its own team to protect its interests. You can bring your own team, too. Our public adjusters only represent you. We will:
- Help you understand your policy and its conditions and options
- Document your damage and business interruption losses accurately
- Meet claim deadlines
- Present the claim and aggressively negotiate a full and fair settlement
Spokane is vulnerable to these disasters.
Commercial Property Fires
Commercial fires may start from old wiring, unattended operational equipment, or spread from an adjacent building. We have handled many fire damage claims in a variety of industries. Each claim strategy will be unique, whether that is for a medical center, office complex, microbrewery, or other commercial property.
Check which wildfires near Spokane are currently active. Vineyards may be particularly exposed. If you suffer partial or total damage, our forensic accountants will factor in business interruption losses.
A 2019 Spokane flood collapsed roads and damaged the Maplehurst Apartments. If something like this happens again, an owner should know how to file a claim that covers loss in rents and repairs and upgrades to the building to meet modern codes.
Did you know the state of Washington has the second-highest risk in the U.S. for large and damaging earthquakes? Spokane is no exception. In case you suffer one, have a professional check for cracks in your building’s foundation and for other structural damage.
In 2015, Spokane suffered a 77-mph windstorm that left 200,000 people without power. In 2021, a 71-mph windstorm left tens of thousands without power as felled trees damaged property and blocked roads.
Why use a public adjuster instead of the insurance company’s adjuster?
The main fact is that your property damage now makes you a liability to the insurance company. It will hire an adjuster to protect its financial interests in your claim.
With this in mind, it is worth getting a second opinion on your property damage and settlement offer from a trusted public adjuster. Public adjusters are not tied to the insurance company. We only represent you. We use our claim expertise to prepare an accurate claim without delay and to negotiate the full and fair settlement you deserve.
Why use Adjusters International Pacific Northwest?
Our public adjusting team and resources are unmatched in Spokane and the state of Washington. For over fifty years we have helped thousands of property owners recover millions from some of the worst disasters and business interruption losses. The insurance industry throughout the Northwest respects our expertise and track record of helping policyholders come back stronger after disasters.